LiquorFind | BuildingMetrix

On the rocks

Alcohol-serving venues - bars, restaurants, nightclubs, and event spaces -can be vibrant business tenants, but they also carry elevated risks. From overserving incidents and underage service to noise complaints and permit violations, the liabilities tied to liquor service are varied and often hidden from traditional property data sources.

Liquor Violations Spotter uncovers those risks, identifying properties in your book associated with active liquor licenses and recorded violations, the tool empowers you to uncover hidden exposures early; spot red flags, make informed decisions, and tailor coverage appropriately.

High proof, high risk

Locations with liquor licenses come in many shapes and forms, with some of the primary ones being:

Restaurants

Bars

Night clubs

Liquor-serving establishments present elevated risks due to increased liability exposure, late-night operations,
and complex regulatory requirements—all of which can impact underwriting decisions.

Liability
Alcohol consumption can lead to incidents such as fights, falls, DUIs, and property damage, raising the potential for general liability and premises-related claims.

Security
Bars and nightclubs often operate during high-risk hours, increasing exposure to vandalism, theft, and third-party injuries due to reduced visibility and staffing challenges.

Regulations
Licensed establishments are subject to complex compliance requirements,
and violations - such as serving alcohol to underage individuals - can signal operational risk.

Last call for risk mitigation

Understanding which properties in your book serve alcohol gives you a sharper lens on potential exposures—before claims surface. Whether you're underwriting a single location or managing a broad portfolio, the presence of documented violations can change the risk profile significantly. Our tool brings that visibility into focus, helping you avoid surprises and strengthen your selection process.

Integrate Liquor Violations Spotter into your underwriting process to enhance risk assessment and policy accuracy. Contact us to learn more about accessing the data and how it can benefit your organization.

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