--- title: HempGuard | BuildingMetrix description: Hemp, hemp oil and CBD production and storage all create property risk for insurers. Discover where hemp-related risk is hiding in your book of business. --- [![Go to WSRB](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/test%20images/inactive-WSRB.png?width=120&height=21&name=inactive-WSRB.png "Go to WSRB")](https://www1.wsrb.com/) ![Go to BuildingMetrix](https://www.buildingmetrix.com/hs-fs/hubfs/BuildingMetrix/images/logo/BuildingMetrix_Primary_Color_White.png?width=140&height=23&name=BuildingMetrix_Primary_Color_White.png "Go to BuildingMetrix") [![BuildingMetrix_Tagline_Color](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/logo/BuildingMetrix_Tagline_Color.png?width=200&height=40&name=BuildingMetrix_Tagline_Color.png "BuildingMetrix_Tagline_Color")](https://www.buildingmetrix.com/) ** ** [![CREATE AN ACCOUNT](https://no-cache.hubspot.com/cta/default/2459360/9813bb99-bbd6-41d2-8a6f-dcf35fa5352e.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/9813bb99-bbd6-41d2-8a6f-dcf35fa5352e) [![LOG IN](https://no-cache.hubspot.com/cta/default/2459360/ebfc0b19-0406-4afd-9c46-c19c57a79fe3.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/ebfc0b19-0406-4afd-9c46-c19c57a79fe3) ** #### [About the Company ](https://www.buildingmetrix.com/about) Who we are and how we help property insurers and agents throughout the U.S. #### [CEO Perspective](https://www1.wsrb.com/ceo-perspective-wsrb) Engaging thought leadership on key insurance industry issues from our CEO.  #### [Meet the Team](https://www1.wsrb.com/meet-the-team) Get to know the team of property insurance experts at WSRB, our parent company.  #### [InsuranceEDGE](https://insuranceedge.wsrb.com) Keep up with changes in the P&C industry with our weekly newsletter.  --- #### [Underwriting Guide to Cannabis & Hemp ](https://www.buildingmetrix.com/cannabis-and-hemp) An underwriter’s guide to risk and how to protect against it. #### [BuildingMetrix Blog](https://www.buildingmetrix.com/blog) Learn about key insurance trends and how data helps you navigate them.  --- #### [Agency Guide to Earthquakes](https://www.buildingmetrix.com/agent-earthquake-guide) Help your customers understand and be covered for earthquake risk.   #### [Case Studies](https://www.buildingmetrix.com/case-studies) Discover customer success stories powered by BuildingMetrix solutions. --- #### [A Guide to Geospatial Technology](https://www.buildingmetrix.com/geospatial-tech-guide) Harness the latest tools to achieve your underwriting goals.   #### [Help Center](https://help.wsrb.com/) Get step-by-step how-to articles on all BuildingMetrix data products. ---   [![BuildingMetrix_Tagline_Color](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/logo/BuildingMetrix_Tagline_Color.png?width=200&height=40&name=BuildingMetrix_Tagline_Color.png "BuildingMetrix_Tagline_Color")](https://www.buildingmetrix.com/) [![CREATE AN ACCOUNT](https://no-cache.hubspot.com/cta/default/2459360/9813bb99-bbd6-41d2-8a6f-dcf35fa5352e.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/9813bb99-bbd6-41d2-8a6f-dcf35fa5352e) [![LOG IN](https://no-cache.hubspot.com/cta/default/2459360/ebfc0b19-0406-4afd-9c46-c19c57a79fe3.png)](https://cta-redirect.hubspot.com/cta/redirect/2459360/ebfc0b19-0406-4afd-9c46-c19c57a79fe3) ** ** ** #### [About the Company ](https://www.buildingmetrix.com/about) Who we are and how we help property insurers and agents throughout the U.S. #### [CEO Perspective](https://www1.wsrb.com/ceo-perspective-wsrb) Engaging thought leadership on key insurance industry issues from our CEO  #### [Meet the Team](https://www1.wsrb.com/meet-the-team) Get to know the team of property insurance experts at WSRB, our parent company  #### [InsuranceEDGE](https://insuranceedge.wsrb.com) Keep up with changes in the P&C industry with our weekly newsletter.  --- #### [Underwriting Guide to Cannabis & Hemp](https://www.buildingmetrix.com/cannabis-and-hemp) An underwriter’s guide to risk and how to protect against it. #### [BuildingMetrix Blog](https://www.buildingmetrix.com/blog) Learn about key insurance trends and how data helps you navigate them. --- #### [Agency Guide to Earthquakes](https://www.buildingmetrix.com/agent-earthquake-guide) Help your customers understand and be covered for earthquake risk.   #### [Case Studies](https://www.buildingmetrix.com/case-studies) Discover customer success stories powered by BuildingMetrix solutions. --- #### [A Guide to Geospatial Technology](https://www.buildingmetrix.com/geospatial-tech-guide) Harness the latest tools to achieve your underwriting goals.   #### [Help Center](https://help.wsrb.com/) Get step-by-step how-to articles on all BuildingMetrix data products.  --- #### [A Guide to Wildfire Risk](https://www.buildingmetrix.com/wildfire-hub) Everything you need to know about managing this growing risk. Search **Search filters** Website pages Blog posts Help Center articles Include results from WSRB.com ![buildingmetrix-primary-color-white](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/images/logo/buildingmetrix-primary-color-white.png?width=200&height=33&name=buildingmetrix-primary-color-white.png "buildingmetrix-primary-color-white") ** ** # Quickly Locate Hemp Risk  ##### Know where your hemp risk is so you can take action today  ![hemp-grower](https://www.buildingmetrix.com/hubfs/buildingmetrix/images/website/hemp-grower.png "hemp-grower") ## Manage an emerging risk  [Now that hemp is federally legal](https://www.buildingmetrix.com/blog/hemp-101), and hemp-based products are becoming more popular, cultivation and extraction are more widespread than ever. So are the risks that come with both, including theft, explosion, fire, and product liability. Before you bind a policy, you need to know if a property is used to grow, process, or store hemp or related products, such as CBD oil. Then, you can make better decisions about underwriting and pricing. Quickly and easily understand your hemp-related exposure with BuildingMetrix® HempGuard. You’ll see whether a property you insure or are considering insuring is near a hemp grower or processor so you can make more optimal decisions in less time.   ## Gauge multiple aspects of hemp-related property risk  Growing, processing, extracting and storing hemp and related products all create risks that can affect a variety of insurance coverage decisions.  ![hemp-fire](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/images/icons/hemp-fire.png?width=120&height=120&name=hemp-fire.png "hemp-fire") #### Fire and explosion Common methods for extracting CBD oil from hemp involve highly flammable materials, raising the risk of explosion and fire.  ![hemp-theft](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/images/icons/hemp-theft.png?width=120&height=120&name=hemp-theft.png "hemp-theft") #### Theft The high value of CBD oil makes facilities where it’s stored susceptible to theft and the associated property damage.  ![hemp-health](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/images/icons/hemp-health.png?width=120&height=120&name=hemp-health.png "hemp-health") #### Worker exposure Processing hemp can release harmful vapors and dust and is usually very loud. Workers may face health and safety risks.   ![hemp-liability](https://www.buildingmetrix.com/hs-fs/hubfs/buildingmetrix/images/icons/hemp-liability.png?width=120&height=120&name=hemp-liability.png "hemp-liability") #### Product liability It’s too soon to know if long-term use of CBD will create health risks, making product liability difficult to estimate and underwrite.    ![bmi-hemp-check](https://www.buildingmetrix.com/hubfs/buildingmetrix/images/website/bmi-hemp-check.png "bmi-hemp-check") ## Know your concentration of risk  Hemp can affect risks related to multiple coverage lines, so knowing your concentration of risk is especially important. HempGuard makes it easy to understand how much hemp-related risk you’re carrying and use that information to make better underwriting decisions.   When you clearly see your risk concentration, you can manage it more effectively in less time.  Don’t let hemp risk spread unknown in your book. Try HempGuard today.     ## Clearly see your hemp-related risk  Start making more optimal decisions today [![TALK TO AN EXPERT](https://no-cache.hubspot.com/cta/default/2459360/interactive-189254463804.png) ](https://www.buildingmetrix.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJw4Sazzjg7n1yWGqyN4bSNkQTOH5AgZuZR80U%2F%2BSiwUpt0de0E1S9YaUsUc9XdF26mLMSIiosb0KDN9wqsy1ljHXIW6YjPj%2FbT4kGOCH%2BxeL6RKwlvFdBrZSWhd9cDNfGmSh%2FF4W7f4Oj41YJrspEP8sesjV%2F3M8MhtiuofiK%2FgHy8fHoYrFViQHGqbYZq&webInteractiveContentId=189254463804&portalId=2459360) ### Not sure which solution is right for you? We offer a range of data products to help you make better underwriting decisions or grow your agency. Learn more about them and how they'll enhance your results. 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