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July 8, 2021 Edition


A key issue is pay. The pay discrepancy between federal hotshots, most of whom are employed by the U.S. Forest Service, and firefighters for other jurisdictions is staggering.
The nation’s largest property-and-casualty insurance organization is defending ransom payment reimbursements by insurers, stressing that the insurance industry wants to partner with government and business to improve cybersecurity.


Some insurers are proactively reaching out to clients to talk about how high lumber prices could lead to unexpected out-of-pocket costs, and to suggest guaranteed replacement cost coverage.
Commercial property rates rose 9.6% in the second quarter, as other lines saw single- or double-digit rate increases. Umbrella and excess rates increased 11.6%, and directors and officers liability rates climbed 11%.
Global cyber reinsurance rates have soared by up to 40% in the July renewal season as ransomware attacks, like the attack on Colonial Pipeline in May, increase in number and severity.
Cyber criminals are using increasingly sophisticated techniques amid the expansion of remote health care delivery and growing digitization for insurance transactions, clinical records and billing.


As horrible as the coronavirus pandemic has been, it has led to greater societal understanding of systemic risks, and that's a good thing, a Lloyd's of London executive said.
Commercial property insurance buyers saw limited wildfire capacity, greater scrutiny of time element coverages and a push to ensure accuracy of valuations at mid-year renewals.
Cost, the complications of purchasing insurance and even an "others will pay" mentality can all play a role in why some people choose to go uninsured.
One way to offset the high cost of a new car, truck or SUV is to pick a vehicle that’s inherently cheaper to run.
What are the risks of unknowingly insuring a cannabis business? Find out in this infographic so you can decide how to handle the cannabis risk in your book.


This summer's fire season could be as bad as the wildfire season of 2015, which was the worst season in state history, according to an analyst with the Department of Natural Resources. 


While some fire chiefs see drones as a nuisance that get in the way of tankers dropping fire retardants, some fire departments have tested drones equipped with sensors to detect toxic gases or with infrared cameras to measure the fire’s temperature.

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