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July 1, 2021 Edition


Businesses worldwide are fighting sophisticated data scientists as they battle to protect their data-rich computers from cyber crime, and the costly attacks are not going to stop, says an insurance industry expert. 
Nearly 98% of land across 11 Western states is abnormally dry, and more than 88% is covered by some category of drought — the worst levels in the U.S. Drought Monitor’s 21-year history.


As the world inches closer to a post-pandemic economy, businesses will face a new risk landscape shaped by the challenges of the past year and a half.
The overall sector is projected to post a combined ratio of 99.7 for the year, which would make 2021 the fourth consecutive year of underwriting profit for the industry.


The top risks include severe weather, property insurance pricing, changing political tides and expansion.
The federal government is re-evaluating flood insurance premiums and could offer better pricing for taxpayers. 
Predicting the world’s most dangerous, spectacular explosions is no easy feat. A new report unearths the conditions and triggers of volcanoes’ activity.


Tens of millions of homes, businesses and other buildings are concentrated in areas with the most risk from hurricanes, floods, wildfires, tornadoes and earthquakes, a new study says. The findings underscore how development patterns exacerbate damage from climate change.
The West experienced extremely low rain and snowfall over the past year, compounded by drastically high temperatures. Less rain and increasing heat waves have led directly to drought conditions and water shortages.
The extraordinarily high temperatures, coupled with the drought gripping the area, create conditions where wildfires are more likely to start and spread rapidly. High winds in some areas exacerbate the risk. 


The new order comes amid increased scrutiny of advanced driver assistance systems, especially Tesla Inc.’s Autopilot system. The National Highway Traffic Safety Administration said earlier this month said it had opened 30 investigations into Tesla crashes, involving 10 deaths since 2016, where such systems were suspected of being in use.
Americans were behind the wheel for 307.8 hours in 2016, or around six hours a week. That’s a fair chunk of someone’s life not spent using apps on an iPhone, searching on Google or scrolling through Instagram.
Although insurers are well known for offering cover for even the most outlandish of risks, at a price, potential accidents in space are not yet among them. However, being uninsured in space is nothing new. 

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